Effective Date: May 23, 2024

Introduction

Tarry Insurance Group LLC, also known as Health Care All Year ("we," "us," "our"), values your privacy and is committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website healthcareallyear.com, use our services, or otherwise interact with us. By using our services, you agree to the terms of this Privacy Policy.

Information We Collect

We may collect the following types of information:

1. Personal Information: Identifiable information such as your name, address, email address, phone number, date of birth, Social Security number, driver’s license number, and other similar information.2. Financial Information: Information related to your financial status, including credit card numbers, bank account details, and payment information.3. Insurance Information: Details about your current and past insurance policies, claims history, and risk assessments.4. Non-Personal Information: Data that does not identify you personally, such as IP addresses, browser types, referring pages, and interaction with our website.

How We Collect Information

We collect information in several ways, including:

- Directly from you when you provide it to us through applications, forms, or other communications.- Automatically as you navigate through our website via cookies, web beacons, and other tracking technologies.- From third parties, such as insurance companies, credit bureaus, and other service providers.

Use of Information

We use your information for various purposes, including:

- To provide and manage our insurance products and services.- To process your applications, claims, and payments.- To communicate with you regarding your policy, payments, inquiries, and claims.- To improve our website and services.- To comply with legal and regulatory requirements.

Disclosure of Information

We may disclose your information to third parties in the following situations:

- Service Providers: To third-party service providers who assist us in our operations, such as insurance carriers, claims processing, payment processing, and IT services.- Legal Compliance: To comply with legal obligations, such as responding to subpoenas, court orders, or legal processes.- Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our business.- With Your Consent: To other parties with your consent or at your direction.

Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no security system is impenetrable, and we cannot guarantee the security of our systems 100%.

Your Choices

You have certain rights regarding your personal information, including:

- Access and Correction: You may request access to and correction of your personal information.- Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions in those communications.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy on our website. Your continued use of our services after any changes signifies your acceptance of the revised Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Tarry Insurance Group LLC, also known as Health Care All Year

16501 Northcross Drive Ste D

Huntersville, NC  28078

704-595-7729